Verni Interface

Ledge · Personal finance tracker

Personal finance records and budgets

Record income, expenses and transfers, monitor wallet balances and budgets, and plan bills and income with Calendar and Subscriptions. Records are stored on your device.

Get Ledge on Google Play Explore features ↓
  • Balances and monthly cash flow
  • Monthly budgets and recurring entries
  • Local records, without account registration
Ledge home screen: a Personal ledger with a current balance of $25,686.24, 5.3K received and 2.63K spent this month, the Calendar card and four wallets.

Features

Ledge application screens and supported features.

  • Ledge expense entry with Bank and Groceries selected, an amount of 54.80, and the receipt scan action.

    Income, expense and transfer entry

    Record income, expenses and transfers between wallets, with amounts, categories and transaction notes. Frequently used accounts appear first during entry.

  • Ledge quick posts for groceries, coffee, subscriptions, fuel and monthly bills, with use and edit actions and Calendar and Subscriptions shortcuts.

    Saved and recurring entries

    Save reusable transaction entries as quick posts and schedule them once, daily, weekly, monthly or yearly. Review and confirm scheduled entries when due.

  • Ledge Calendar in Month view for November 2026, with $442.47 due, $24.00 expected and the day's posted entries below.

    Calendar and subscription planning

    View posted transactions, planned bills and expected income in a continuous agenda. Switch Month or Week, filter Posted or Planned entries, and track subscription charges, trial end dates and review reminders. Scheduled payments are confirmed inside Ledge.

  • Ledge Review showing Groceries at 84%, Dining at 92% and possible duplicate Dining posts.

    Monthly budgets and usage alerts

    Set monthly category budgets and review budget usage. The Review tab flags budgets nearing their limits, due scheduled entries, missing receipts, possible duplicates and uncategorized entries.

  • Ledge Insights with a balance summary, spending notes and a six-month income and expense chart.

    Cash flow and category analysis

    Review recorded income, expenses and net movement, with category summaries and six-month income, expense and balance histories.

  • Ledge receipt viewer displaying the saved grocery receipt for a Bank expense.

    Receipt scanning and storage

    Scan a receipt to suggest the transaction total and retain the image with the corresponding expense. Saved receipts remain available to view, share or remove after Premium expires.

    Attaching, replacing and scanning receipts require Premium. Viewing, sharing and removing saved receipts are free.

  • Ledge's Save as PDF preview showing a complete November bank statement on one A4 page.

    PDF transaction statements and exports

    Print or save wallet and category statements as PDF. Export transaction records as CSV, or create a monthly pack with receipt images.

    PDF statements are Premium. CSV and the monthly pack are free.

  • Ledge ledger switcher with Personal, Side business and Lisbon trip ledgers.

    Separate ledgers and currencies

    Separate personal, household and travel records into ledgers, each with its own currency.

    Your first ledger is free. More ledgers are Premium.

  • Ledge Bank transactions in chat view, with a net movement summary above the conversation-style entries.

    Classic and Chat transaction views

    Switch between the Classic tabular list and Chat conversation-style entries. View summaries for the selected wallet or category.

  • Ledge privacy settings with Require phone unlock and Lock session controls.

    Local records and privacy controls

    Mask displayed balances and require the phone's screen lock before accessing the app. Account registration is not required.

  • Ledge Settings with the app card above the App color choices of Navy, Indigo, Violet and Graphite.

    App colors and themes

    Four app colors support light and dark themes. Income and expense colors retain their meanings.

Free and Premium

Free

  • 1 ledger and 2 wallets
  • Unlimited categories and transactions
  • Income, expenses and transfers
  • Quick posts and recurring schedules
  • Calendar and Subscriptions
  • App unlock, local backup and restore
  • View, share and remove saved receipts
  • Monthly budgets and the Review tab
  • Insights and charts
  • Search, edit, void and repeat
  • CSV export and monthly pack
  • Chat or classic view, four app colors

Premium

Everything in Free, plus:

  • More ledgers
  • More than 2 wallets
  • Attach, replace and scan receipts
  • PDF statements
  • Pinned accounts

Premium is a monthly or yearly subscription, or a one-time lifetime purchase, through Google Play. Prices are shown in Google Play and depend on your country.

Data privacy

  • Ledgers, transactions and receipts are stored on the device.
  • No account, ads or analytics.
  • In-app exports and backup transfers are initiated by the user.
Read the Ledge privacy policy

Frequently asked questions

Is an account required?

Account registration is not required. Ledgers and transaction records are stored locally on the device.

Does Ledge connect to a bank account?

Ledge records income, expenses and transfers entered by the user. It does not connect to a bank account or import a bank feed.

Can ledgers use different currencies?

Each ledger has its own currency. Separate ledgers can be maintained for records in different currencies.

How are records transferred to another device?

Export a backup from Settings, transfer the file to the new device, then restore it in Ledge. Local backup and restore are free.

How is a subscription cancelled?

In Google Play, open Payments and subscriptions, then Subscriptions, and cancel Ledge Premium. Access remains active until the end of the paid period.

Does Ledge work offline?

Transaction records, budgets and reports work offline. Premium purchases and restoration require an internet connection.

Ledge for Android

Premium is a monthly or yearly subscription, or a one-time lifetime purchase, through Google Play.

Get Ledge on Google Play